ICICI Manchester United Platinum Credit Card
ICICI Manchester United Platinum Credit Card is co-branded card offered by Manchester. There are two credit card under this category, Manchester United Signature and Manchester United Platinum, the platinum version is decent entry level and signature version is more premium. If you are fan of Manchester United or football you should have atleast any one of the above mention card. ICICI Manchester United Platinum Credit Card comes with decent joining and annual fee of ₹499+GST. You also get good reward point, domestic lounge access, discount on movie ticket and most important one top spenders of both the card will get chance fully paid private tour of museum and stadium in Manchester, England.
JOINING FEE
Rs.499+GST
RENEWAL FEE
Rs.499+GST
BENEFITS
1 Complimentary Domestic Access Per quarter.
REWARDS &CASHBACK
Earn 3 Reward Point Per Rs.100 on all Retail Purchase except fuel.
Key Features of ICICI Bank Rubyx Credit Card
Welcome Benefits
- Get Manchester united football as welcome benefit. The welcome benefit will be sent to you within 30 days after payment of joining fee and it will be communicated to you through SMS or email.
Reward Program
- Earn 2 Reward point on every ₹100 on International spends.
- Earn 2 Reward point on every ₹100 on domestic spends.
- Earn 3 Reward point on every ₹100 spent on Manchester united match days.
- Cardholder will not earn any reward point on wallet loading, government portal, rent, education payment and these transaction won't count toward fee waiver.
- There is capping on reward points which are ₹40,000 for utilities and Insurance, ₹20,000 for groceries.
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver on all fuel spends upto ₹4,000. You will not earn any reward point on fuel spends.
Spend Based Benefits
- Top 100 Spenders per month will get Manchester united branded tshirt.
- Top most spenders of the month will get Manchester united match ticket and signed jersey.
- Top 18 Spender per year will get fully paid Manchester united experience with private tour of museum and stadium in England.
- The annual fee of Rs.499+GST is waived off if you had spent Rs.1,25,000 in previous year.
Lounge Access
- you can avail 1 complimentary domestic lounge access per quarter on spending ₹75,000 in previous quarter.
Movie Benefits
- Avail 25% discount upto ₹100 on movie ticket booked on bookmyshow or Inox. The benefits can be avail twice a month.
Fees & Charges
Reward Redemption Fee
- There is charge of ₹99 per redemption request. Everytime when you redeem your points for product catalouge or statement balance ther will be some charge you have to pay.
Foreign Currency Markup
- The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
Eligibility Criteria
| Criteria | Salaried Individuals | Self Employed Individuals |
|---|---|---|
|
Age |
21-60 Years |
21-65 Years |
|
Income |
₹20,000 Per month |
ITR should be ₹2,40,000 or more |
- Final Thoughts
If you are fanboy of football or Manchester United then you should go with one of these card. The benefits offered by this card is mostly spend based, somehow if you become top spender of month, you will get chance for match ticket. The reward rate is quite low but what can you expect from at this much fee. Apart from this you also enjoy considerable amount of discount on Movie ticket and dining bills. what do you think about this credit card, please let us know in comment section.
- Frequently Asked Questions
How can I redeem the reward point earn on ICICI Bank Credit Card?
The Reward point can be redeem through reward redemption portal or contacting ICICI Bank Credit Card customer care.
Do I get any lounge access benefits in ICICI Manchester United Platinum Credit Card?
Yes You will get 1 complimentary domestic lounge access per quarter after spending ₹75,000 in previous quarter.