ICICI HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card is co-branded card with collaboration with Hindustan Petroleum (HPCL). The card is entry level and for middle income group those who want to save on fuel and daily spends. You will get 5% saving on fuel spend made at HPCL petrol pump that is 4% direct cashback and 1% fuel surcharge waiver. Apart from fuel spends you also get reward points on departmental store, utility bill. Complimentary domestic lounge access and move ticket further add to its benefits. you also get 24×7 Road side assistance services that is roadside repair, vehicle towing, and many more. Read the below article to know more about this card. 

JOINING FEE
Rs.500+GST
RENEWAL FEE
Rs.500+GST
BENEFITS
1 Domestic Lounge Access every Quarter on spending ₹75,000 in previous quarter.
REWARDS &CASHBACK
4% Cashback upto Rs.200 per month on fuel at HPCL.
5% Cashback as Reward Point on Departmental, electricity bill.

Key Features of ICICI HPCL Super Saver Credit Card

Welcome Benefits

  • Get 2000 Reward point as welcome benefits on payment of joining fee and card activation, provided that a minimum amount of ₹5000 is spent in the first 45 days
  • A cashback of ₹100 is added in HP pay app wallet after the first transaction of minimum of ₹1,000 done via HP pay app.

Reward Program

  • Get 4% cashback upto ₹200 per statement cycle on HPCL Fuel outlet which means you can spend upto ₹5000 to get 4% (₹200) cashback.
  • You can get additional 1.5% as reward point on spend made at HPCL fuel outlet via HP pay app.
  • Get 5% value back that is 20 Reward point on evevry ₹100 spent on departmental store, Grocery, Utility. Maximum you can earn ₹100 per statement cycle (400 Reward point where 1 Reward point = ₹0.25).
  • Earn 2 Reward point on retail purchase except fuel.

Fuel Surcharge Waiver

  • Get 1% Fuel surcharge waiver on all fuel spends upto ₹4,000.

Spend Based Waiver

  • The annual fee of Rs.500 is waived off if you had spent Rs.1,50,000 in previous year and this is very much achievable.

Airport Lounge

  • you can avail 1 complimentary domestic lounge access per quarter on spending ₹75,000 in previous quarter.

Movie Benefits

  • Avail 25% discount on movie ticket booked on bookmyshow or Inox. The benefits can be avail twice a month.

Fees & Charges

Reward Redemption Fee

  • There is charge of ₹99 per redemption request. Everytime when you redeem your points for product catalouge or statement balance ther will be some charge you have to pay.

Foreign Currency Markup

  • The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.

Finance Charges & Cash withdrawal Fee

  • Interest rate is 3.75% per month that is 55.55% per annum.
  • Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.

Eligibility Criteria

  • The applicant must be 21 year of age and good source of Income.
  • Applicant must have decent credit score.
  • Final Thoughts

 ICICI HPCL Super Saver Credit Card is decent entry level card for beginner who just want to start credit card journey and want to save on fuel spends. Consumer can maximum save upto ₹200 per month on fuel spends. You also get reward on departmental store, grocery, utility but having very low value back that is maximum ₹100 per month. Other than this you also get airport lounge access benefits, movie offer, culinary dining program, roadside assistance service. If you  frequently spend on fuel then you should go for this card otherwise you can choose other credit card as well. 

  • Frequently Asked Questions
How can I redeem the reward point earn on ICICI Bank Credit Card?

The Reward point can be redeem through reward redemption portal or contacting ICICI Bank Credit Card customer care.

Yes You will get 1 complimentary domestic lounge access per quarter after spending ₹75,000 in previous quarter.

Yes the annual fee is waived off on spending Rs.1,50,000 in previous year.

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