HDFC Bank Pixel Go Credit Card

HDFC Bank has launched two pixel credit card Pixel Go and Pixel Play. Pixel Go is very decent credit card is for those who is just starting his credit card journey. Here You will get 1% unlimited cashpoint almost on all spends and 5% cashback on smartbuy platform. One of the key features of Pixel Go credit card is available on Rupay variant which means you can linked to UPI on PayZapp or any other application. HDFC have very relaxed criteria for this credit card so you will get very easily so let’s read in details about this credit card.

JOINING FEE
Rs. 250+GST
RENEWAL FEE
Rs. 250+GST
REWARDS &CASHBACK
1% Unlimited Cashback on all eligible Transaction. 5% cashback on smartbuy. 1% Cashback on UPI spends

Features & Benefits of HDFC Pixel Go Credit Card

Cashpoints

  • Get 1% unlimited cashpoints on all eligible categories.
  • Get 5% cashpoints on smartbuy platform which is capped at 500 cashpoint per calendar month.
  • Get 1% cashback on UPI spend valid for only HDFC Pixel Go Rupay Credit Card which is capped at 500 cashpoint per calendar month.
  • No Cashpoints on transaction done on Fuel, Wallet, Rent, Govt. Transaction, EMI, Cash Advances.
  • The cashpoint for Insurance transaction is capped at 2000 cashpoints per day.

Fuel Surcharge Waiver

  • Get 1% Fuel surcharge waiver on all fuel transaction between Rs.400 to Rs.5000. Maximum waiver is Rs.250 per month.

Spend Based Waiver

  • The joining fee will be reversed after spending of Rs.10000 within 90 days of card issuance.
  • The annual fee of Rs.250 is waived off if you have spent Rs. 50,000 in previous year.

Dining Benefits

  • You can get upto 25% off at partner resturant via swiggy dineout.

Cashpoint Redemption

  • The Pixel cashpoint can be redeemed on PayZapp application or website. Here 1 Cashpoint = ₹1 PayZapp Cash. To redeem cashpoint you need atleast 500 pixel cashpoint and the validity of cashpoint is valid for 2 years only.

Fees & Charges

Foreign Currency Markup

  • The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.

Finance Charges & Cash withdrawal Fee

  • Interest rate is 3.75% per month that is 55.55% per annum.
  • Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
  • Final Thoughts

HDFC Pixel Go Credit Card is an entry level credit card with 1% unlimited cashback and 5% cashback on smartbuy platform. If you are just starting you credit card journey and you want HDFC Bank credit card that gives lots of discount during sale on Amazon, Flipkart, Myntra then you should go for it or by paying ₹250 more you can get another credit card that is Swiggy HDFC is great credit card that gives amazing cashback or you can also go for it amazon pay icici and many more are there. 

  • Frequently Asked Questions
What is the validity of cashpoint in HDFC Bank Pixel Go Credit Card?

The validity of Pixel cashpoint is for 2 years from the date of credit.

No, He cannot apply this credit card because eligibility criteria for salaried individuals is 21 to 60 years of age.

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