Axis Bank Aura Credit Card
Axis Bank Aura Credit Card is a type of credit card that tried to cover health benefit instead of discounts on others where most of the credit card providing. From free video doctor consulation, fitness session, dscount on nutritional diet consulation to health checkup & many more. After covid people nowdays are more concious towards health and fitness so looking for this axis bank has launched this credit card. Let’s look inko this that card really justify its joining and annual fee.
JOINING FEE
Rs. 749+GST
RENEWAL FEE
Rs. 749+GST
BENEFITS
4 video doctor consultation free per month via Practo & 4 video fitness session per month via fitternity
REWARDS &CASHBACK
Welcome benefit of Rs.750, Voucher of Decathlon.
Features & Benefits
Welcome Benefits
- You get a Rs.750 decathlon gift voucher as welcome benefit. The Voucher will be valid for 60 days from the date of card issuance.
Health Benefits
- Get 4 free video doctor consultation on practo per month i.e. 48 annually. Also get 20% off on all Prescription medicine orders, lab tests, and health check-ups ordered via the plus membership section inside the practo app
- Get a 4 free interactive fitness video session & 16 recorded session per month on Fitternity.
- Get minimum 30% discount on nutritional consultation also get 30% discount on nutritional food.
- Get upto Rs.500 discount on annual health checkup on indushealthplus.com
Airport Lounge
- No Complimentary Lounge Access.
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver on all fuel transaction between Rs.400 to Rs.4000. Maximum waiver is Rs.250 per month.
Spend Based Waiver
- Despite of having Rs.749 annual fees there is no spend criteria to waived off annual fees.
Dining Benefits
- You can get upto 15% off at partner resturant with Axis Bank dining delight. You can get upto Rs.500 off on minimum order value of Rs.2500
Reward Rate
- You can 2 Edge reward point per Rs.200 spent & 5X edge reward point on insurance spent.
Fees & Charges
Reward Redemption Fee
- There is no Reward redemption fee.The earned Edge reward can easily be redeemed on axis bank edge reward portal. There you can choose varieties of brands voucher like flipkart, amazon etc
Foreign Currency Markup
- The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
- Final Thoughts
Axis bank Aura credit card is unique credit card for health concious and fitness freak people that give so many medical and health benefit. if you are someone who constantly visit for checkup or having family that need regular checkup you can definitely go for this card. After covid people much more focusing on nutrition and nutritional food for self and family and spending good enough amount can go for this card. what’s your thought about this credit card please let us know in comment section.