Adani One ICICI Signature Credit Card
Adani one ICICI Signature Credit card is premium variant co-branded card which comes with multiple benefits. It give 7% return within Adani one ecosystem, 2 % on International spends, 1.5% on International spends, and 0.5% return on most ignored categories utility and Insurance payment. Frequent travellers can book their flight through adani one platform and can earn high reward points and also enjoy premium lounge access at adani managed airport. You will get complimentary welcome benefit of worth ₹9000 (Flight, hotel, holiday) along with this premium car parking, meet & greet, and many more. The card main focus is travel benefits but it also provide Buy 1 Get 1 movie offer. Read below article in details to know more about this card.
JOINING FEE
Rs.5000+GST
RENEWAL FEE
Rs.5000+GST
BENEFITS
4 Domestic Airport Lounge per quarter & 2 international Lounge Visit Per year.
REWARDS &CASHBACK
7% Adani Reward Points on Adani ecosystem.
Key Features of Adani One Signature Credit Card
Welocme Benefits
- Cardholder will get Flight voucher of worth ₹5000 on spending ₹25,000 in first 60 days of card activation and this voucher can be applied without any minimum booking value.
- Cardholder will get hotel voucher worth ₹2000 and holiday voucher of worth ₹2000 on card activation. The hotel voucher can be redeem on minimum transaction of ₹10,000 while the holiday voucher can be redeem on minimum transaction of ₹20,000 on adani one platform.
Adani One Reward Points
- Get 7% Reward points within adani one ecosystem including adani managed airports, Trainman, Gas, electricity, etc.
- Get 2% adani one Reward points on International spends.
- Get 1.5% adani one Reward points on domestic spends.
- Get 0.5% adani one Reward points on utility and Insurance.
- No Reward points on transaction done Rent, Fuel, wallet etc.
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver on all fuel station on transaction upto ₹4000.
Travel Benefits
- Get complimentary 4 domestic lounge visit per quarter for both primary and add-on card holder. You will also get eligible for premium lounge at adani manage airport.
- Get complimentary 2 International lounge visit every year and this benefits is only for primary card holder. Priority pass being offered with adani one ICICI signature credit card.
- Get 16 premium lounge upgrades every year.
- Get 4 valet parking and 4 premium car parking space every year. Cardholder must book from adani one platform for this service.
- Get 2 complimentary porter service on spend of ₹1 lakh and maximum 8 porter service can be availed in a year.
- Get 2 Pranam meet & greet service, one is on card activation and second is on spending ₹3 lakh. Cardholder must book from adani one platform for this service.
Spend Based Waiver
- The annual fee of Rs.5000 is waived off if you had spent Rs. 6 lakh in previous year.
Movie Benefits
- Get 50% off on booking atleast two movie ticket on bookmyshow. Maximum discount is ₹500 twice a month, this means you can save ₹1000 per month and ₹12000 annually on movie ticket.
Reward Redemption
- Earned Reward point can be redeemed across different categories such as Flight/Hotel Booking, duty free spend at adani operated airports, cab services, porter services, train booking, holiday booking, car parking and many more.
Fees & Charges
Foreign Currency Markup
- The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
- Pros & Cons
Pros
- 7% Reward points at adani one ecosystem.
- Exclusive airport services like lounge upgrades, premium car parking, meet & greet etc.
- 16 complimentary domestic lounge access and 2 International lounge in a year.
- Upto ₹1000 on movie ticket in a month.
Cons
- High Foreign markup fee that is 3.5% of transaction amount.
- Very low reward rate on utility and Insurance transaction.
- No Reward on spends such as fuel, Rent.
Eligibility Criteria
| Criteria | Salaried Individuals | Self Employed Individuals |
|---|---|---|
|
Age |
21-60 Years |
21-65 Years |
|
Income |
₹75000 Per month |
ITR should be 9 lakh or more |
- Final Thoughts
Being a premium Card Adani one ICICI signature credit card comes with joining/annual fees of ₹5000 offer high reward rate exciting travel benefits. If you look into the benefits it justify the annual fee but there is other side as well. You get very low reward on utility and Insurance payment, being premium card it should offer atleast 2-3% on utility and Insurance. The main focus of the credit card is travel but it charges 3.5% foreign markup fee which can impact its overall value. Overall this credit card is fantastic if you travel within India and do spends within adani ecosystem.
- Frequently Asked Questions
Which transaction is excluded in Reward program?
Fuel, Wallet, Rent, Govt. Transaction, EMI, Cash Advances are excluded in Reward program.
Does Adani One ICICI Signature credit card have spend based annual fee waiver?
Yes the annual fee is waived off on spending Rs. 6 lakh in previous year.
If I already have ICICI Bank Credit Card can I still apply for adani one signature card?
Yes , existing ICICI cardholder can apply for adani one signature credit card.