Adani One ICICI Platinum Credit Card

Adani one ICICI Platinum credit card is entry level co-branded card between adani one and ICICI Bank. Being entry level it offer multiple benefits to the cardholder, 2 complimentary domestic lounge access per quarter, 3% reward point on adani ecosystem, 8 premium lounge upgrades every year all such benefits for just only ₹750 which is amazing . You also get flight voucher, hotel voucher as welcome benefits by meeting some spending criteria. The card primarily focus on travel and lifestyle benefits, overall the card is good option for domestic traveller and those who spend within adani ecosystem.

JOINING FEE
RS. 750+GST
RENEWAL FEE
RS. 750+GST
BENEFITS
2 Complimentary Domestic airport Lounge Access per Quarter.
REWARDS &CASHBACK
3% Adani Reward Points on Adani ecosystem.

Key Features of Adani One ICICI Platinum Credit Card

Welocme Benefits

  • Cardholder will get Flight voucher of worth ₹2000 on spending ₹10,000 in first 60 days of card activation and this voucher can be applied without any minimum booking value.
  • Cardholder will get hotel voucher worth ₹1000 and The hotel voucher can be redeem on minimum transaction of ₹5,000 on adani one platform.

Adani One Reward Points

  • Get 3% Reward points within adani one ecosystem including adani managed airports, Trainman, Gas, electricity, etc.
  • Get 1.5% adani one Reward points on International spends.
  • Get 1% adani one Reward points on domestic spends.
  • Get 0.5% adani one Reward points on utility and Insurance.
  • No Reward points on transaction done Rent, Fuel, wallet etc.

Fuel Surcharge Waiver

  • Get 1% Fuel surcharge waiver on all fuel station on transaction upto ₹4000.

Travel Benefits

  • Get complimentary 2 domestic lounge visit per quarter. You will also get eligible for premium lounge at adani manage airport.
  • Get 8 premium lounge upgrades every year.
  • Get 2 valet parking and 2 premium car parking space every year. Cardholder must book from adani one platform for this service.
  • Get 2 complimentary porter service on every spend of ₹1 lakh and maximum 4 porter service can be availed in a year, so you need to spend ₹2 lakh to get all 4 porter service in year.

Spend Based Waiver

  • The annual fee of Rs.750+GST is waived off if you had spent Rs. 3 lakh in previous year.

Movie Benefits

  • Get 25% off on booking atleast two movie ticket on bookmyshow. Maximum discount is ₹100 twice a month, this means you can save ₹200 per month and ₹2,400 annually on movie ticket.

Reward Redemption

  • Earned Reward point can be redeemed across different categories such as Flight/Hotel Booking, duty free spend at adani operated airports, cab services, porter services, train booking, holiday booking, car parking and many more.

Fees & Charges

Foreign Currency Markup

  • The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.

Finance Charges & Cash withdrawal Fee

  • Interest rate is 3.75% per month that is 55.55% per annum.
  • Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
  • Pros & Cons

Pros

  • 3% Reward points at adani one ecosystem.
  • Exclusive airport services like lounge upgrades, premium car parking, porter service etc.
  • 8 complimentary domestic lounge access and upgrades.

Cons

  • High Foreign markup fee that is 3.5% of transaction amount.
  • Very low reward rate on utility and Insurance transaction.
  • No Reward on spends such as fuel, Rent.

Eligibility Criteria

Criteria Salaried Individuals Self Employed Individuals
Age
21-60 Years
21-65 Years
Income
₹20000 Per month
ITR should be ₹2,40,000 or more
  • Final Thoughts

Adani One ICICI Bank Platinum Credit Card is excellent choice for those who prefer to travel and spends within adani ecosystem. The card offer 2 domestic lounge access per quarter, premium card parking, valet parking, porter services and many more benefits. The one thing which can be diappoint many that there is no International lounge access and also foreign markup fee is 3.5% but you cannot expect muct at this joining and annual fee, so overall very good card for domestic traveller for International travell can look for other credit card.

  • Frequently Asked Questions
Which transaction is excluded in Reward program?

Fuel, Wallet, Rent, Govt. Transaction, EMI, Cash Advances are excluded in Reward program.

Yes the annual fee is waived off on spending Rs. 3 lakh in previous year.

Yes , existing ICICI cardholder can apply for adani one platinum credit card.

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