MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card is co-branded card comes with exciting reward structure and benefits. It comes with annual fee of ₹999+GST and at such moderate fee it provide 6% value back on Hotel booking on MMT, 3% value back on Flight, Bus and Cab booking and rest 1% on all other spends. It is also have very low forex fee that is 0.99% of transaction. Apart from all such benefits you will also get 2 complimentary domestic lounge access per quarter and 1 International lounge access per year without any spend criteria. The card also comes in Rupay variant which makes life much easy for making payment. Let’s discuss more about this credit card so you can make easy decision on this.

JOINING FEE
Rs.999+GST
RENEWAL FEE
Rs.999+GST
BENEFITS
8 complimentary Domestic Lounge Visit Every Year & 1 International Lounge Visit Every Year.
REWARDS &CASHBACK
25% Discount on Bookmyshow upto Rs.150 on two Tickets.

Key Features of MakeMyTrip ICICI Bank Credit Card

Reward Points

Categories Reward Points
Hotel Booking via MMT
Earn 6 points on every ₹100 spent
Flight, Bus & Cab Booking via MMT
Earn 3 points on every ₹100 spent
All other spends
Earn 1 points on every ₹100 spent
Rent, wallet, Fuel, Govt.Transaction
No Points

Welcome Benefits

  • Cardholder will receive MakeMyTrip voucher of worth ₹1000 on payment of joining fees within 45 days.
  • Cardholder will also receive complimentary MMTBlack Gold membership as welcome benefit.

Travel Benefits

  • Cardholder will get complimentary 2 domestic airport lounge visit per quarter and 1 International airport lounge visit per year. Only the primary cardholder will be eligible for complimentary lounge access.

Spend Based Waiver

  • The annual fee of Rs.999+GST is waived off if you had spent Rs. 3 lakh in previous year.

Rupay Card

  • MakeMyTrip ICICI Bank Credit Card comes under Rupay variant so you can easily linked with UPI and can enjoy seamless transaction without carrying physical card

myCash Redemption

  • Your earned reward point will be credited to MakeMyTrip wallet in the form of myCash and you can use this myCash for Flight, Hotel, Bus booking and much more. Cardholder can also use to purchase product voucher via MMT and value of 1 myCash = ₹1.

Fees & Charges

Foreign Currency Markup

  • The Foreign currency markup fee is 0.99% of total transaction amount which is less compare to other credit card in the market that have 3.5% of transaction amount so it can become great choice for International traveller.

Finance Charges & Cash withdrawal Fee

  • Interest rate is 3.75% per month that is 55.55% per annum.
  • Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.

Eligibility Criteria

Criteria Salaried Individuals Self Employed Individuals
Age
21-60 Years
21-65 Years
Income
₹20000 Per month
Self Employed with annual income of ₹2,40,000
  • Final Thoughts

MakeMyTrip ICICI Bank Credit Card offer upto 6% value back on MMT which is quite good, low forex fee that is 0.99% of total transaction, complimentary domestic and International lounge access and you can access this lounge without any spend criteria. If you look all this benefits it is mostly offered by premium card but you get at only ₹999 +GST. The reward benefit you will get only if you book flight, cab, bus, hotel through MMT and that is very obvious because it is co-branded card. If you are traveller you can go for this card as you get complimentary lounge and low forex fee. Overall this is good credit card with moderate fee.

  • Frequently Asked Questions
How much maximum myCash you can earn in a month through MakeMyTrip ICICI Bank Credit Card?

There is no upper limit on myCash you can earn unlimited myCash.

Yes the annual fee is waived off on spending Rs. 3 lakh in previous year.

The myCash in you MMT wallet does not expire.

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