Amazon Pay ICICI Credit Card
Amazon pay ICICI Credit Card is a co-branded card between ICICI Bank and Amazon India and it is one of the most favourable credit card in India. The card comes with Lifetime free with 5% unlimited cashback on Amazon for prime members which is amazing. Apart from 5% cashback it also give amazing welcome benefits for both prime as well as non prime member of worth ₹2500. The eligibility criteria is also very relaxed for this credit card please read the below article to know more about this credit card.
JOINING FEE
NIL
RENEWAL FEE
NIL
REWARDS &CASHBACK
5% cashback on Amazon for Prime Members & 3% Cashback for non Prime members and 1% Cashback on on all other Payment.
Features & Benefits of Amazon Pay ICICI Credit Card
Welcome Benefits
For Prime Members Reward worth ₹2500
- Get 100% cashback upto ₹200 on Amazon shopping on minimum transaction of ₹750.
- Get 50% back upto ₹50 on prepaid mobile recharge on minimum transaction of ₹500.
- Get 25% back upto ₹500 on postpaid bill payment.
- Get 20% back upto ₹100 on electricity bill payment on minimum ransaction value of ₹700.
- Get 25% back upto ₹250 on DTH bill payment.
- Get 10% off upto ₹250 on gas cylinder payment.
- Get 25% back upto ₹550 on broadband bill payment.
- 1 month Eazydiner prime membership.
For Non Prime Members Reward worth ₹2000 + ₹500 off on Amazon prime Membership
- Get 100% cashback upto ₹150 on Amazon shopping on minimum transaction of ₹750.
- Get 50% back upto ₹50 on prepaid mobile recharge on minimum transaction of ₹500.
- Get 25% back upto ₹500 on postpaid bill payment.
- Get 20% back upto ₹100 on electricity bill payment on minimum ransaction value of ₹700.
- Get 25% back upto ₹200 on DTH bill payment.
- Get 10% off upto ₹200 on gas cylinder payment.
- Get 25% back upto ₹500 on broadband bill payment.
- 1 month Eazydiner prime membership.
Cashback Program
- Get 5% cashback on Amazon.in for prime member and 3% for non prime member except purchase made on digital or physical gold, transaction converted to EMI, Amazon Business transaction.
- Get 5% cashback on Flight and Hotel booking on Amazon.in for prime member and 3% cashback for non prime member.
- Get 2% cashback on Amazon pay Gift card or payment made toward purchase of e-books and this 2% cashback for both prime as well as non prime member.
- Get 2% cashback on payment made to Amazon pay partner merchant for both prime and non prime member.
- Get 1% cashback on all other eligible transaction online or offline.
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver at all fuel station across India (transaction size does not exceed ₹4000). Note that you will not get any reward or cashback point on fuel spends.
Fees & Charges
Foreign Currency Markup
- The card come with foreign currency markup fee that is 3.5% of total transaction amount which is very high so if you are looking for International transaction go with other premium card with minimum or NIL forex charges. This card is cashback card designed for India and also no joining and annual fee so you cannot expect much from this apart from cashback.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
Eligibility Criteria
| Criteria | For ICICI Bank Customer | For Other Applicant |
|---|---|---|
|
Income |
₹25000 Per month |
₹35000 Per month |
- Final Thoughts
Amazon pay ICICI Credit Card is most amazing cashback card that give you cashback directly to your amazon pay balance. This card is for those who loves shopping online specially from amazon and have prime membership. However if you travel most of the time then this card is not for you because you won’t get any lounge access benefits not air miles transfer but one thing you can do is book flight ticket and you will get 5% cashback. Overall good credit card for Amazon lover. This is the review from us please comment below for more queries.
- Frequently Asked Questions
What are benefits to Non prime member?
The Non prime member will get 3% cashback on amazon.in
Do I get both complimentary Domestic & International lounge access?
No you will not get any lounge access.
What is annual fee of Amazon Pay ICICI Credit Card?
It is lifetime free credit card.