HDFC Bank Pixel Play Credit Card
HDFC Bank Pixel Play Credit Card is a recently launched and became very popular and demanding credit card because of the categorization done in cashback. This credit card gives choice to the customer for selection of cashback categories which is something new in the market. It provide 5% cashback on any two select categories from Dining, Travel, Grocery, Electronics and Fashion. This credit card comes in Rupay variant which can easily linked to UPI and also gives 1% cashback on UPI payment. Let’s read in details about this credit card and its features and benefits.
JOINING FEE
Rs.500+GST
RENEWAL FEE
Rs.500+GST
REWARDS &CASHBACK
5% cashback on choice of any two pack Dining & entertainment, Travel, Grocery, Electronic&Fashion. 3% Cashback on any one ECommerce Merchant Amazon, Flipkart or payZapp & 1% Unlimited Cashback on all spends.
Key Features of HDFC Bank Pixel Play Credit Card
Cashpoints
- Get 5% cashback on any of the two choices you will made on given categories and you will get upto 500 cashpoint on each month. You can maximise your saving by selecting categories where you spend a most.
| Categories | Partner Brands |
|---|---|
|
Dining & Entertainment |
BookMyShow & Zomato |
|
Travel Category |
MakeMyTrip & Uber |
|
Grocery Category |
Blinkit & Reliance Smart Bazaar |
|
Electronics Category |
Croma & Reliance Digital |
|
Fashion Category |
Nykaa & Myntra |
- Get 5% cashpoints on smartbuy platform which is capped at 500 cashpoint per calendar month.
- Get 3% cashback on on any one E-commerce merchant that is PayZapp, Amazon and Flipkart upto 500 cashpoint per month.
- Get 1% unlimited cashpoints on all eligible categories.
- Get 1% cashback on UPI spend valid for only HDFC Pixel Play Rupay Credit Card which is capped at 500 cashpoint per calendar month.
- No Cashpoints on transaction done on Fuel, Wallet, Rent, Govt. Transaction, EMI, Cash Advances.
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver on all fuel station on minimum transaction of ₹400. Maximum waiver of Rs.250 per month.
Spend Based Waiver
- The annual fee of Rs.500 is waived off if you had spent Rs. 1lakh in previous year and this is very much achievable.
Rupay Card
- HDFC Bank Pixel play Credit Card comes under Rupay variant so you can easily linked with UPI and can enjoy seamless transaction without carrying physical card
Cashpoint Redemption
- The Pixel cashpoint can be redeemed on PayZapp application or website. Here 1 Cashpoint = ₹1 PayZapp Cash. To redeem cashpoint you need atleast 500 pixel cashpoint and the validity of cashpoint is valid for 2 years only.
Fees & Charges
Foreign Currency Markup
- The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
Eligibility Criteria
| Criteria | Salaried Individuals | Self Employed Individuals |
|---|---|---|
|
Age |
21-60 Years |
21-65 Years |
|
Income |
₹25000 Per month |
ITR should be 6 lakh or more |
- Final Thoughts
HDFC Bank Pixel Play Credit Card is an budget friendly and rewarding credit card. The attractive part of this credit card is it provide 5% cashback on any two choice categories from Dining, Travel, Grocery, Electronics and Fashion. Those who know their spend they can earn good amount of cashpoint. Apart from this it also give 3% cashpoint on any one E-commerce platform PayZapp, Amazon and Flipkart. The target customer of this credit card is those who spend good amount on online but while looking Joining/Annual Fee you can also get amazing credit card like Swiggy HDFC Credit Card, Flipkart Axis Cashback Credit Card which also give good amount of cashback on their respective brands. Overall this card is excellent its depend on you where you want to earn more cashback.
- Frequently Asked Questions
Does Shoppers stop HDFC Bank Black Credit Card offer lounge benefits?
Yes, You will get 16 complimentary domestic lounge visit and 8 International lounge visit annually.
Does Shoppers stop HDFC Bank Black Credit Card have annual fee waiver?
No, the card doesn’t have annual fee waiver instead it offer Black membership of worth ₹4500.