Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card is most popular travel credit card offered by Axis bank. This card offer exclusive travel, lounge & dining benefit. This card gives edge miles on travel and other spends. Cardholder can redeemed this edge miles with travel partner in 1:2 ratio that is 1 edge miles = 2 travel partner. This card works on tier based benefit where cardholder can get extra benefit while reaching certain threshold limit. Axis Atlas give accelerated edge miles as reward i.e 5 edge miles/Rs.100 on travel spends & 2edge miles/Rs.100 on other eligible spends.
JOINING FEE
Rs. 5000+GST
RENEWAL FEE
Rs. 5000+GST
BENEFITS
Domestic & International Lounge Access Depend on Silver, Gold, Platinum Tier.
REWARDS &CASHBACK
5 Edge Miles for every Rs.100 Spends on Travel & 2 Edge miles on other spends
Features & Benefits
Welcome Benefits
- Get 2500 edge miles as welcome benefit after completing 1 successful transaction from the date of card issuance.
Travel Edge Miles
- 5 Edge miles per Rs.100 spent on monthly travel spent upto Rs.2lakh. Transaction made on Axis bank travel edge portal, direct airline website & direct hotel spend will be counted for 5 edge miles.
- 2 Edge miles per Rs.100 on travel spent after reaching threshold value of Rs.2lakh.
- 2 Edge miles per Rs.100 spent on all other transaction.
- No Edge miles on wallet, gold, Jewellery, rent, Insurance, Govt. Institutions, utilities and fuel.
Tiers
- Axis Atlas credit card provide Tier based benefits.Initially new credit card holder will be in silver tier.
- Cardholder will be upgraded to gold tier upon achieving spend of 7.5lakh in an anniversary year.
- Cardholder will be upgraded to platinum tier upon achieving spend of 15lakh in an anniversary year.
- If cardholder doesnot achieve tier based spend then their existing tier will be downgraded.
Airport Lounge
| Membership Tier | Domestic Airport Lounge | International Airport Lounge |
|---|---|---|
|
Silver |
8/year |
4/year |
|
Gold |
12/year |
6/year |
|
Platinum |
18/year |
12/year |
Fuel Surcharge Waiver
- Get 1% Fuel surcharge waiver on all fuel transaction between Rs.400 to Rs.4000. Maximum waiver is Rs.400 per month.
Annual Benefits
- There is no spend based waiver of annual fee but will get benefit in terms of Edge miles after paying the annual fee Rs.5000 based on the membership tier.
| Membership Tier | Annual Benefit |
|---|---|
|
Silver |
NA |
|
Gold |
2500 Edge Miles |
|
Platinum |
5000 Edge Miles |
Milestone Benefits
- Edge Miles will be credited to the cardholders upon achieving the milestone.
| Spend Milestone | No. of Edge Miles |
|---|---|
|
3 Lakh |
3000 |
|
7.5 Lakh |
Additional 2500 |
|
15 Lakh |
Additional 5000 |
Dining Benefits
- You can get upto 25% off at partner resturant with Axis bank dining delight.
Atlas Edge Miles Transfer
- The Miles transfer partner are divided into two groups i.e Group A & Group B. Maximum 1,50,000 Miles can be tranfer to partner points per customer id in a year
- Maximum 30000 Edge miles per customer id cumulatively can be transfer to Group A & 1,20,000 Edge miles per customer id cumulatively can be transfer to Group B in a calendar year.
| Group A | Group B |
|---|---|
|
Accor Hotels |
Air France-KLM (Flying Blue)
|
|
Air Canada |
Air India |
|
Ethiopian Airlines |
Air Asia
|
|
Etihad (Etihad Guest) |
ITC |
|
Japan Airlines |
IHG Hotels & Resorts |
|
Marriott International |
Qantas Airways |
|
Qatar Airways |
Spice Jet |
|
Singapore Airlines |
|
|
Turkish Airlines |
|
|
Thai Airways |
|
|
United Airlines |
|
|
Wyndham Hotels |
|
Fees & Charges
Foreign Currency Markup
- The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
- Final Thoughts
Axis bank Atlas credit card is excellent card for those who spend a lot of money on domestic and International travel. Earned edge miles can be easily transfer to partner airlines or hotel. Eg spending 1 lakh on travel will get 5000 edge miles can easily be converted into 10000 air miles or hotel loyalty points.Through this you can book your own choice airline and hotels. The only cons is Axis bank divided the travel partner in Group A and group B which can disappoint traveller, those who want to travel with Group A airline can only transfer 30000 edge miles. it also comes with high markup fee that is 3.5% which is quite challenging for international traveller. overall it is a good credit card for traveller who can earn edge miles and choose their own airlines and hotels also get complimentary domestic and international lounge access.
- Frequently Asked Questions
Do I get both complimentary Domestic & International lounge access?
Yes you will get both domestic and international lounge access complimentary.
Is there any spend based criteria in Axis bank Atlas credit card to access lounge?
No Axis bank Atlas credit card do not have spent based criteria for lounge access.
Does Axis Bank Atlas credit card have spend based annual fee waiver?
No, Axis Bank Atlas credit card don’t have spend based annual fee waiver.