Axis Bank Neo Credit Card

In Genz generation where most of the people spend money online on ordering food, shop for clothes, grocery, bill payment and other lifestyle products. Axis bank neo credit card gives direct discount on zomato, paytm, blinkit, bookmyshow and many more. Since the card comes lifetime free and offer discounts on multiple brands also comes in rupay variant which means can be linked on UPI so its become much needed credit card. This card give direct discount on product instead of cashback or redward which become instead money saver.

JOINING FEE
NIL
RENEWAL FEE
NIL
BENEFITS
5% off on Utility Bill Payment Via Paytm
REWARDS &CASHBACK
10% off on Blinkit & 10% off on every Purchase of Movie Ticket on Bookmyshow

Features & Benefits

Welcome Benefits

  • You will get 100% cashback upto Rs.300 on first utility bill payment within 30 day of card issuance.

Discount on Brands

  • Get 40% off on zomato food delivery maximum discount is Rs.120 per order on minimum spend of Rs.200. You can get this discount twice a month, coupon code is AXISNEO
  • Get 5% off on utility bills via paytm. You can get upto Rs.150 per month on mobile recharge, broadband, DTH recharge on min bill payment of Rs.299 via coupon code AXISNEO.
  • Get 10% off on blinkit that is up to Rs.250 on minimum spend of Rs.750 once per month.
  • Get Rs.150 off on myntra on minimum purchase of Rs.999 on selected merchant style.
  • Get 10% off on Movie ticket on bookmyshow, maximum discount Rs.100 per month.

Airport Lounge

  • Axis Neo credit card does not offer any lounge access.

Fuel Surcharge Waiver

  • Get 1% Fuel surcharge waiver on all fuel transaction between Rs.400 to Rs.4000. Maximum waiver is Rs.400 per month.

Spend Based Waiver

  • Axis Neo credit card is lifetime free

Dining Benefits

  • You can get upto 15% off at partner resturant with Axis Bank dining delight. You can get upto Rs.500 off on minimum order value of Rs.2500

Edge Rewards

  • Get 1 edge reward on every Rs.200 spent. 1 edge reward = 20 paise. you will not earn edge reward on fuel, rent, utilities, government institution, educational, Insurance Jewellery & wallet.

Fees & Charges

Reward Redemption Fee

  • There is no Reward redemption fee. The earned Edge reward can easily be redeemed on axis bank edge reward portal. There you can choose varieties of brands voucher like flipkart, amazon etc.

Foreign Currency Markup

  • The card come with high foreign currency markup fee that is 3.5% of total transaction amount. So if you are looking of any international travel & transaction credit card you can choose other cards that have zero or very less markup fee.

Finance Charges & Cash withdrawal Fee

  • Interest rate is 3.75% per month that is 55.55% per annum.
  • Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
  • Final Thoughts

 Axis bank neo credit card comes with discount offers on multiple brands. This card gives little but good discount can easily save Rs. 700-900 per month.So ones’s who is small spender and also want to enjoy varities of discount can easily go for it. Also it comes in rupay variant so easily can pay through UPI which is seamless. There is also many credit card which givesmore offer and discount than this card but also comes with hefty fees and this card is lifetime free. So you can easily go  for Axis bank neo credit card if your monthly spending on mentioned brand is between Rs.7000-12000.

  • Frequently Asked Questions
How much maximum discount can get in Axis Bank neo credit card?

The Maximum discount depend on your spending limit but approximately Rs.700-900 per month can easily be saved on mentioned barnd per month

No it don’t offfer any lounge access.

Yes it gets expired after 3 years from the date of earning points.

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