6E Reward XL Indigo HDFC Bank Credit Card
HDFC Bank & Indigo have launched its first two co-branded credit card 6E Reward XL and 6E Reward. 6E Reward XL is one of the premium version offering reward between 2 to 5%. It comes with nominal joining fee of ₹1500 which also offer 8 complimentary domestic lounge access in a year. This is the first time Indigo has created loyalty program for its customer and Indigo 6E Reward and Bluechip program is totally different. 6E reward is nothing but cash which can be redeemed against flight booking or add-on on Indigo app/website.
JOINING FEE
Rs.1500+GST
RENEWAL FEE
Rs.1500+GST
BENEFITS
8 Complimentary Domestic Lounge access in Year.
REWARDS &CASHBACK
5 6E Rewards per Rs.100 spends on flight Booking & 3 Rewards per Rs.100 spends on Grocery, Dining & Entertainment
Key Features & Benefits
Welcome Benefits
- 1 complimentary Flight Ticket voucher worth of ₹3000. For this, customer need to make atleast 3 transaction in each of the first 3 month starting from the date of card issued. LTF or fee reversed type card are not eligible for this offer
- 1 complimentary 6E Prime Add-on worth of ₹1099, which include choice of seat, priority check in, a complimentary meal.
6E Rewards
- Get 5 6E Reward on every ₹100 spent on flight booking on Indigo App/website.
- Get 3 6E Reward on every ₹100 spent on Grocery, Dining, Entertainment having capping of 2000 RP per statement period.
- The card also offer 2% 6E Reward on every ₹100 spent on Fuel, maximum 500 RP per calendar month.
- There is 2000 6E Reward point per day on Insurance spend
- You will also get 2% 6E Reward on Utility and Telecom i.e 2000 RP per calendar month.
- No 6E Reward point on wallet load, Smart EMI, Voucher purchase, Cash advances, Govt Transaction, Rent, Payment of outstanding balances.
Airport Lounge
- You will get Complimentary 8 domestic lounge visit annually that is 2 per quarter.
6E Reward Redemption
- 6E Reward earned in a calendar month will transfer to indigo account at end of the every month and it will be redeemable on the Indigo portal for 6E rewards including indigo flights. 1 6E Reward = ₹1.
- 6E Reward will be valid for 24 month (2 Year) from the date of credit.
- 6E Reward redemption will carry some charges plus taxes.
Fees & Charges
Foreign Currency Markup
- The card comes with foreign currency markup fee 2.5% of transaction amount which is high compare to other credit card in the market which is having low charges.
Finance Charges & Cash withdrawal Fee
- Interest rate is 3.75% per month that is 55.55% per annum.
- Cash withdawal fee is min Rs.500 upto 2.5% of cash withdrawal amount.
Eligibility Criteria
| Criteria | Salaried Individuals | Self Employed Individuals |
|---|---|---|
|
Age |
21-60 Years |
21-65 Years |
|
Income |
Should be more than ₹1,20,000 Per month |
ITR should be 14 lakh or more |
- Final Thoughts
Indigo 6E Reward XL HDFC Bank Credit Card is a good option for those who is loyal to Indigo, it offer decent reward rate 2-5%. The 6E reward you earned can only be redeemable against base fare of flight ticket and all other taxes and charges will be paid by you. It come with annual fee of ₹1500 but there is no way to get waived off this, there should be some spending criteria to get waived off annual fee. HDFC Bank have others good credit card like Regalia, Dinner club which is better than this credit card. Kotak bank also offer Indigo credit card at same annual fee which is having slightly better reward rate than HDFC one. So it is totally depend on you which would you want to take it. please look into the detail review and make your decision.
- Frequently Asked Questions
what is validity of 6E Reward?
6E Reward will be valid for 2 years from the date of credit.
Does Indigo 6E Reward XL HDFC Bank Credit Card have annual fee waiver?
No. There is no criteria to get annual fee waived off.
Does Indigo 6E Reward XL HDFC Bank Credit Card have both domestic and International lounge access?
It has only 8 Complimentary domestic lounge access. No International lounge benefits provided by this credit card.